At first glance, painting and decorating may seem like a fairly risk-free trade, but not so. Any professional painter decorator knows there are many risks involved, from injury to weather, mistakes to awkward customers.

No Massachusetts painter decorator should be without insurance. But there’s many different policies out there and the range in costs is wide. Our independent Massachusetts commercial insurance agents can discuss options with you.

The level of insurance needed will depend on the type of business involved. For example, a multi-employee company working on large commercial buildings in Boston, will likely not need the same insurance as a smaller operation working on high-end residences in Wellesley, or a two-person painter-decorator team working on older, smaller houses in Newton.

Insurance all Massachusetts Painter Decorators Should Have

General Liability insurance for third-party claims.

Bodily injury insurance for third-party injury claims.

Worker’s compensation insurance to support an employee injured at work.

Business Auto insurance to protect your commercial vehicles.

Loss of Business Income Insurance to help financially if you’re forced to stop operations for a period of time.

Best Insurance for Painter Decorators in Massachusetts

For all Massachusetts painters and decorators, from the owner-operator working in Needham, to the multi-employee, multi-vehicle, multi-location company operating in Greater Boston, Artisans or Contractor Insurance is the best insurance to have.

For a Massachusetts painter decorator, Artisans or Contractor Insurance will generally include: 

Cleanup liability
Delay liability
Equipment breakdown, repair, loss
Excess liability
Personal injury
Professional liability
Property damage

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But, more than that, Massachusetts Artisan Contractor Insurance can be tailor-made to fit your business—if you offer a unique service, it can be covered by Artisan Contractor Insurance.

How much insurance does a Massachusetts Painter Decorator need?

The amount and cost of insurance for a Massachusetts Painter Decorator will vary depending on the size and location of the business, as well as its type of work.

Looking for the Best Painter Decorator Insurance in Massachusetts?

Getting your insurance through a reliable reputable local insurance agency in Newton, MA will always pay. The big companies may underwrite the policy, but they won’t understand your local unique circumstances. By using a top-rated local agent, you will get local personal service. And when it comes to insurance, local personal service will mean the best insurance for the best price.

Kovalev Insurance Agency is the top-rated insurance agency in Newton, MA. For 20 years we’ve been finding the best general insurance and specialized contractors artisan insurance for painters and decorators in the Greater Boston, Needham, Newton, Wellesley, and Brookline area.

We know the region, we know insurance. We know how to find the best insurance at the best price.

Contact us for a quote for Painter Decorator Insurance or to help with a claim, the top insurance agents at Kovalev Insurance Agency have you covered.

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