Newton, MA Insurance Agency Blog

Here are some of the important policies and practices you should have in place to mitigate your employment practices liability exposures. Learn more...

Employment Practices Liability Insurance (EPLI) provides coverage to a business for defense costs and damages related to various employment-related claims. Learn more...

Home Cyber Protection provides coverage for cyberattacks, data breaches, cyber extortion, online fraud, and in some cases cyber bullying. Learn more...

A Replacement Cost Estimate (RCE) is the value that insurance agents estimate to calculate dwelling coverage for a given property. Learn more...

Every pet owner should ask themselves, “Do I need pet insurance?”. What exactly is covered, who should I choose, how much does it cost and is pet insurance even worth it? Learn more...

There are two types of real estate trusts — revocable and irrevocable — learn how this impacts the property insurance available. Learn more...

When protests, riots or civil disorders break out, property owners are rightly concerned about damage to their care, home, or business. Will you be covered. Learn more

What kind of insurance coverage do you need for short term rentals like Airbnb? Learn more...

Builders risk insurance is a vital form of protection for property owners and contractors undergoing construction projects, but it is complex and often misunderstood. Learn more...

For business owners, it is important to understand the difference between occurrence and claims-made insurance before you purchase a policy. Learn more

What is commercial hired & non-owned auto liability coverage? Learn about what they are and the differences between the insurance coverages.

Learn about how to create a commercial vehicle fleet safety program to promote safety, reduce the risk of vehicle accidents and control insurance costs.

What is flood insurance? What is considered a flood, what are the choices and what is covered when you have this important insurance policy? Learn more...

Most homeowner's policies do not cover the cost of repairing and replacing appliances when they fail unexpectedly. Learn about equipment breakdown coverage.

Service line coverage is a type of insurance that protects homeowners in the event that pipes or wiring coming into their properties are damaged. Learn more.

Loss assessment coverage is protection for condo unit-owners and HOA’s and provides coverage for insurable losses involving the building or its common areas.

You may have heard of the term ordinance and law coverage in commercial property insurance, but it may also be a part of your homeowner’s policy. Learn more...

Learn about premium HO5 insurance policies where the only way you won't get reimbursed for personal property damages is if the peril is specifically excluded from your policy.

Whether you’re driving for a ride hailing service full time or picking up a few rides on the weekend, it’s important to understand how to protect yourself, as well as your clients.

Understanding the difference between Actual Cash Value (ACV) or Replacement Cost Value (RCV) can help you with planning for recovery in case you ever need to file a claim.

While certain areas are more prone to flooding, it can happen anywhere and at any time.

Lead coverage is almost always excluded by your insurance carrier if you are not compliant with the law. If you are compliant, depending on specific policy forms, you may or may not have lead coverage.

Coinsurance is the percentage of value that the policyholder (insured) is required to insure.

When you buy or lease a new car or truck, your vehicle starts to depreciate in value the moment you drive it off the lot. Statistically, most cars lose approximately 20 percent of their value within the first year.